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SBI ASSOCIATE BANKS CLERKS EXAM Solved paper, Model Paper, Answer key, Result 2012

SBI ASSOCIATE BANKS CLERKS EXAM Solved paper, Model Paper, Answer key, Result 2012

1. Banks usually share the information of CIBIL at the time of giving loans to the borrowers. CIBIL stands for.....
1) Credit Inform Bureau (India) Limited
2) Credit Information Bureau (India) Limited
3) Consumer Information Bureau (India) Limited
4) Credit Information Board (India) Limited
5) Collective Information Bureau (India) Limited

2. Which paper currency note has more circulation?
1) Rs.100
2) Rs.50
3) Rs.10
4) Rs.1000
5) Rs.5

3. Till 1969, which sector is the major beneficiary of Co-operative banking system?
1) Industrial
2) Service
3) Education
4) Export
5) Agriculture

4. Aim to establish the proposed Post Bank of India (PBI) by the Department of Posts (DoP) is.....
1) To provide banking services with special focus on rural areas
2) To say Post Offices are not inferior to banks
3) To resist the dominance of Reserve Bank of India
4) To get the profits more than Banks
5) None

5. Punjab National Bank and Central Bank of India will jointly set up a bank in......
1) Mozambique
2) Somalia
3) Sri Lanka
4) Australia
5) South Africa

6. Central Board of Direct Taxes (CBDT) has made electronic filing of tax returns mandatory for individuals with income above Rs....
1) 50 Lakh
2) 100 Lakh
3) 10 Lakh
4) 15 Lakh
5) 1 Lakh

7. TAPI gas pipeline passes through. .....
1) Turkmenistan, Azerbaijan, Panama and Iran
2) Turkmenistan, Afghanistan, Pakistan and Indonesia
3) Turkey, Australia, Paraguay and India
4) Thailand, Andorra, Pakistan and Iran
5) Turkmenistan, Afghanistan, Pakistan and India

8. World Sepsis day observed for the first time on....
1) August 13
2) September 7
3) September 13
4) August 31
5) September 1

9. Expert Committee on GAAR (General Anti- Avoidance Rules) headed by .....
1) K.C.Chakravarthy
2) Vijay C. Kelkar
3) Montek Singh Ahluwalia
4) C.V. Anand Bose
5) Parthasarathi Shome

10. The Formula -1 Grand Prix winner list given. Pick the correct one.
1) Italy Grand Prix - Lewis Hamilton
2) Belgium Grand Prix - Jenson Button
3) Monaco Grand Prix - Mark Webber
4) Germany Grand Prix - Fernando Alonso
5) All of above





11. If a cheque bearing date prior to the date, when it was actually drawn, it is called...
1) No date cheque
2) Every date cheque
3) Last date cheque
4) Anti-dated cheque
5) Stale cheque

12. Which among the following is not a foreign bank working in India?
1) Standard Charted Bank
 2) HSBC
3) Yes Bank
4) Royal Bank of Scotland
5) CITI bank

13. As per the statement given by Finance Minister on 25th August 2012, Public sector banks should disburse Rs. ...... agriculture  during the current fiscal year 2012-13.
1) 6 Lakh Crore
2) 5 Lakh Crore
3) 7 Lakh Crore
4) 2 Lakh Crore
5) 1.5 Lakh Crore

14. A bill of Exchange drawn in a local language as per the custom of the place-
1) Hundi
2) Handi
3) Parole
4) Clot
5) Post

15. Which account in India is called the common man account?
1) Recurring account
2) Fixed deposit
3) Savings account
4) Current account
5) Kiddy account

16. In the prestigious Yale University's Environmental Performance Index, India holds......
1) 140th rank
2) 15th rank
3) 170th rank
4) 125th rank
5) 128th rank
17. Which state celebrating 2012 as 'Yuva Shakti Varsh' or the 'Year of Youth Power' to commemorate Swami Vivekananda's 150th birth anniversary?
1) West Bengal
2) Tamilnadu
3) Gujarat
4) Tripura
5) Andhra Pradesh

18. The book written by R.K.Narayan -
1) Swami and Friends
2) The Guide
3) Malgudi Days
4) Grandmother's Tale
5) All of above

19. Disinvestment means....
1) Government put investment in Private Sector
2) Private Share holders buy the shares in PSU
3) Government buys the shares in Banks
4) Government withdraws its share in PSU
5) Foreign banks buy all the shares in PSU

20. Finance Minister proposed to set up National Investment Board (NIB) under the chairmanship of . .....
1) Prime Minister
2) Ministry of Finance
3) RBI Governor
4) CBDT
5) President of India

21. 'www.paisaboltahai.rbi.org.in' is a ...
1) Website of RBI to collect the donations from public
2) Website of RBI to bring the awareness among public about Base Rate of Banks
3) Website of RBI to bring the awareness among the public about detection of fake currency notes
4) Website of Government of India to tell the people to save money to counter Inflation
5) None

22. Which committee submitted recommendations to review the guidelines on restructured advances of banks and financial institutions?
1) Janaki Raman
2) Upadhyaya
3) Mahapatra
4) Tarapore
5) C.Ranga Rajan

23. Micro Finance Companies provide loans to-
1) Rich people
2) Government employees
3) Poor class people
4) Billionaires
5) RBI

24. Best example for demand deposit is..
1) Current Account and Fixed Deposit
2) Savings Account and Current Account
3) Savings Account and Fixed Deposit
4) Fixed Deposit and Recurring Deposit
5) Fixed Deposit

25. Which Stock Exchange and United Bank of India has signed a Memorandum of Understanding with for offering an internetbased equity trading platform?
1) National Stock Exchange
2) Bombay Stock Exchange
3) Calcutta Stock Exchange Ltd
4) Madras Stock Exchange
5) None

26. The awards list given. Pick the correct one.
1) ICC Cricketer of the Year is Sangakkara and ODI Cricketer of the Year is Virat Kohli.
2) Nisan-i-Imtiaz, the Pak highest civilian honour given to Pakistani writer Saadat Hasan Manto.
3) Damien-Dutton Award given to people who make significant contribution in the fight against Leprosy, Orissa's state Leprosy Officer P.K.B. Pattnaik got for the year 2012.
4) Rajiv Gandhi National Sadbhavana Award received by D.R. Mehatha, for popularizing Jaipur Foot.
5) All of above

27. Important International summits and their venues given. Pick the wrong combination.
1) Recent APEC summit held in Vladivostok of Russia
2) Recent ASEAN summit held in Phnom Penh of Cambodia
3) Recent BRICS summit held in New Delhi, India
4) Recent Earth Summit held in Brasilia of Brazil
5) Recent NATO summit held in Chicago of USA

28. Theme of 'World Economic Forum on India' to be held between 6th and 8th November 2012 is ....
1) Crisis to Revival
2) From Weakness to Strength
3) From Damage to Repair
4) From Debilitation to Rise
5) From Deliberation to Transformation

29. In the 59th National Film Awards, the Best Actress Award recipient is .....
1) Nisha Shetty
2) Kajal Aggarwal
3) Rekha Ganesan
4) Vidya Balan
5) Anushka Sharma

30. Kaushik Basu is recently appointed as the Chief Economist of...
1) World Bank
2) IMF
3) ADB
4) AFD
5) RBI

31. The policy rates/Reserve ratios declared by RBI from time to time given. Pick the wrong combination.
1) SLR - 23%
2) CRR - 4.5%
3) RR - 8%
4) RRR - 7%
5) Bank Rate - 10%

32. National Housing Bank (NHB) granted Rs. ...... crore under rural housing Fund on 13th September 2012.
1) 2500
2) 1500
3) 6000
4) 4000
5) 8000

33. World Bank appointed whom as the country director of India on 10th September 2012?
1) Vineeth Verman
2) Raghuram Rajan
3) Onno Ruhl
4) C.Ranga Rajan
5) Y.V.Reddy

34. If an account opened by Account holder and written nominee name, if nominee dies first then.. .........
1) Account holder loose the amount in the account
2) Account holder is not allowed to write another's name as nominee
3) Account holder must open other account
4) Account holder is allowed to write another's name as nominee
5) Account holder must close the account

35. SX-40 is the new flagship index of the....
1) NSE
2) BSE
3) KSE
4) MCX-SX
5) HSE

ANSWERS:

1-2; 2-3; 3-5; 4-1; 5-1; 6-3; 7-5; 8-3; 9-5; 10-5;
11-4; 12-3; 13-1; 14-1; 15-3; 16-4; 17-3; 18-5; 19-4; 20-1;
21-3; 22-3; 23-3; 24-2; 25-3; 26-5; 27-4; 28-5; 29-4; 30-1;
31-5; 32-4; 33-3; 34-4; 35-4;
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